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Mensuel de novembre 2021 - Informatique financière

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Some concrete API use cases for the financial industry
Open Finance might sound like a “buzzword” - particularly in a country in which most of the financial institutions have not yet embraced the full potential of open application programming interfaces (APIs). But, in some European countries, Open Finance is a reality. Several European financial institutions have already developed APIs around a large number of use cases, which might be an interesting source of inspiration for those wondering where to start.   Why publish APIs?   The 2nd Payment Services Directive (PSD2) obliged banks to open access to their payment account data via APIs, for free, to authorized third parties. At first sight, such an obligation appeared to be more of an additional cost than any kind of opportunity. There were...
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