Mensuel de juin 2010 - Informatique Bancaire / IT

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Payment Services Act introduces new regime for payment services providers
In order to facilitate electronic payments, such as credit card, debit, bank transfer or direct debit payments, within the eurozone, the European banking industry decided to create the Single Euro Payment Area (SEPA) - the area in which individuals and companies can make and receive euro payments. SEPA is intended to make transfers between bank accounts faster and more secure. In order to establish a coherent framework for a single market for payment services, the EU Payment Services Directive (2007/64/EC) was adopted. Its objectives are to: - simplify cross-border payments; - ensure transparency of conditions and information requirements for payment services; - guarantee fair and open access to payments markets; - increase consumer protection;...
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