Mensuel de janvier 2019 - Banques

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Open Banking is here to stay
By Arnd HEßELER, Erwin MEICHENITSCH and Nikola JELICIC, zeb consulting*   You may have heard of Open Banking, but it is much more than just another buzzword. Open Banking is a trend that will seriously impact the banking industry, especially the positioning of long-standing banks. In this article we want to illustrate what Open Banking is all about and why CEOs need to have it on their agenda.   A new banking world   In a nutshell, Open Banking is an evolution from today’s closed banking model in which the customers’ banks have sole control and possession of customer data, into an open model, in which a large number of traditional banks, new providers and Fintechs will have access to this data. Even though this sounds...
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