jeudi 7 février 2013
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Less than 1 year left to implement the SEPA Direct Debit (SDD) payment instruments in Europe!

By Jean Diederich, Partner at Kurt Salmon, Payments Single European market   The Single Euro Payments Area (SEPA) is moving to the next stage. After the introduction of the Euro in 2002 and the Payment Services Directive (PSD) in 2009, the European Institutions have defined 1 February 2014 as the deadline to discontinue national payment instruments, and finalise the implementation of the two major SEPA payment schemes in Europe: SEPA Credit Transfer (SCT) and SEPA Direct Debit (SDD). SCT and SDD are based on the “4-corner model” principle that establishes specific relationships between the debtor and its bank, and the creditor and its bank, in order to allow any buyer and seller (the payment services users (PSU)) to use their chosen Payments Services...
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